Annunities
Creditor Life
Critical Illness
Endowment
Pension Plan
Term Life
Universal Life
Whole LifeWhole Life
Whole life insurance helps your family prepare for the unexpected.
A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value.
Premiums are payable during the lifetime of the insured. Upon death of the insured the face amount of the insurance is payable to the beneficiary or beneficiaries under the policy. Cash surrender value will be paid upon surrender.
It is ideal for those who wish to build a significant financial asset.
Policy Benefits
- Protection for life – It doesn’t expire or go down in value.
- Level Premiums – The rate you pay for your policy will never increase.
- Cash Value – A portion of your premium builds cash value which can be borrowed against.
- Guaranteed Death Benefit – The amount your loved ones receive is guaranteed
- Used as collateral – for a mortgage loan, student loan, car loan
Our Life Products
Annunities
An investment account typically used for retirement savings or to generate regular income payments in retirement
Creditor Life
Group creditor life insurance is a type of life insurance coverage that can be purchased by a creditor. It was designed with you in mind.
Critical Illness
An insurance product in which the insurer is contracted to typically make a lump sum cash payment on a predetermined illness
Endowment
Specifically designed to provide cash when it is most needed. No need to wait until maturity to receive the sum assured.
Pension Plan
A retirement plan that requires an employer to make contributions into a pool of funds set aside for a worker’s future benefit
Term Life
The most affordable coverage because it offers protection for a specific number of years. Use it to Supplement a permanent policy.
Universal Life
A type of permanent life insurance designed to provide lifetime coverage. Universal life insurance policies are flexible
Whole Life
A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value.
