Critical Illness insurance helps offset any shortfall on your medical aid
Otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.
Critical illness benefits can provide additional funds for the following:
- Pay off debt
- Pay for any treatment abroad that would otherwise not be covered
- To help offset any shortfall on your medical aid.
- For additional expenses or reduced income because of lifestyle changes.
- To access the best medical technology – something that medical aids don’t always do.
- Take a vacation
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